The Phone Call That Drew a Line
I reached the bank’s risk management line.
I gave my name, the loan number, the address, and the facts.
I said my relationship with the borrowers — my daughter and son-in-law — had broken down beyond repair.
I said I had been escorted from the home by security at my daughter’s request.
I said I believed their finances were less stable than represented.
The tone on the other end shifted.
Not emotional. Professional.
The kind of seriousness I recognized from hospitals when something changed from “watch it” to “act now.”
A senior officer called the next day.
He verified everything and asked if my decision was final.
I said yes.
Two days later they received a certified letter.
Thirty days to pay in full or refinance without me.
Candace called furious and shaking.
She said I was ruining them.
I said I was telling the truth.
I didn’t raise my voice.
I didn’t plead.
I ended the call.
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